[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fasc.cz\/ma-pujcka-v-exekuci-smysl\/#Article","mainEntityOfPage":"https:\/\/www.fasc.cz\/ma-pujcka-v-exekuci-smysl\/","headline":"M\u00e1 p\u016fj\u010dka v exekuci smysl?","name":"M\u00e1 p\u016fj\u010dka v exekuci smysl?","description":"Je faktem, \u017ee zdaleka ne ka\u017ed\u00fd z n\u00e1s m\u00e1 dostate\u010dnou finan\u010dn\u00ed gramotnost, aby dok\u00e1zal sv\u016fj rozpo\u010det dob\u0159e napl\u00e1novat. Snadno se tak m\u016f\u017ee st\u00e1t, \u017ee se lid\u00e9 dostanou do dluh\u016f, a \u010dasto je na n\u011b dokonce uvalena exekuce. I v tom p\u0159\u00edpad\u011b v\u0161ak pot\u0159ebuj\u00ed pen\u00edze, aby si mohli koupit v\u011bci, kter\u00e9 k \u017eivotu nezbytn\u011b pot\u0159ebuj\u00ed. A […]","datePublished":"2021-10-16","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.fasc.cz\/author\/#Person","name":"","url":"https:\/\/www.fasc.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fasc.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fasc.cz\/wp-content\/uploads\/pujcka4_3.png","url":"https:\/\/www.fasc.cz\/wp-content\/uploads\/pujcka4_3.png","height":0,"width":0},"url":"https:\/\/www.fasc.cz\/ma-pujcka-v-exekuci-smysl\/","about":["Finance"],"wordCount":415,"articleBody":"   Je faktem, \u017ee zdaleka ne ka\u017ed\u00fd z n\u00e1s m\u00e1 dostate\u010dnou finan\u010dn\u00ed gramotnost, aby dok\u00e1zal sv\u016fj rozpo\u010det dob\u0159e napl\u00e1novat. Snadno se tak m\u016f\u017ee st\u00e1t, \u017ee se lid\u00e9 dostanou do dluh\u016f, a \u010dasto je na n\u011b dokonce uvalena exekuce.I v tom p\u0159\u00edpad\u011b v\u0161ak pot\u0159ebuj\u00ed pen\u00edze, aby si mohli koupit v\u011bci, kter\u00e9 k \u017eivotu nezbytn\u011b pot\u0159ebuj\u00ed. A \u0159ekn\u011bme si na rovinu, \u017eivotn\u00ed minimum, kter\u00e9 jim je v tomto p\u0159\u00edpad\u011b p\u0159izn\u00e1no, mnohdy ani zdaleka nesta\u010d\u00ed. Je tedy nutn\u00fd dal\u0161\u00ed zdroj p\u0159\u00edjmu.Tento probl\u00e9m se lid\u00e9 \u010dasto sna\u017e\u00ed vy\u0159e\u0161it p\u016fj\u010dkou. Ani to v\u0161ak nen\u00ed tak snadn\u00e9, jak se na prvn\u00ed pohled m\u016f\u017ee zd\u00e1t. Mnoho instituc\u00ed, a\u0165 u\u017e bankovn\u00edch \u010di nebankovn\u00edch, kter\u00e9 tuto slu\u017ebu poskytuj\u00ed, vy\u017eaduje d\u016fkaz, \u017ee klient bude schopen spl\u00e1cet. A pokud je na n\u011bj ji\u017e uvalena exekuce, pak \u0161ance, \u017ee bude jeho \u017e\u00e1dost schv\u00e1lena, je minim\u00e1ln\u00ed.T\u00edm ov\u0161em p\u0159ich\u00e1z\u00ed tito poskytovatel\u00e9 o klienty. A mnoho z nich, p\u0159edev\u0161\u00edm nebankovn\u00ed spole\u010dnosti, si je toho v\u011bdomo. Proto je jimi mnohdy poskytov\u00e1na i p\u016fj\u010dka v exekuci, av\u0161ak za p\u0159\u00edsn\u011bj\u0161\u00edch podm\u00ednek. Jednou z \u010dast\u00fdch mo\u017enost\u00ed je, \u017ee bude do z\u00e1stavy d\u00e1na klientova nemovitost. Pokud nebude spl\u00e1cet, pak mu bude zabavena a prod\u00e1na v aukci, kdy v\u00fdt\u011b\u017eek bude pou\u017eit na zaplacen\u00ed jeho dluhu.Vidina okam\u017eit\u00fdch pen\u011bz samoz\u0159ejm\u011b mnoho z t\u011bch, jejich\u017e finan\u010dn\u00ed situace nen\u00ed p\u0159\u00edzniv\u00e1, velmi l\u00e1k\u00e1. Jen m\u00e1lo z nich v\u0161ak dok\u00e1\u017ee domyslet d\u016fsledky, tedy fakt, \u017ee budou muset p\u016fj\u010den\u00e9 pen\u00edze tak\u00e9 splatit. Mnoz\u00ed dokonce na tento \u00fa\u010del ob\u011btuj\u00ed \u010d\u00e1st p\u016fj\u010den\u00e9 sumy. Av\u0161ak to vydr\u017e\u00ed jen kr\u00e1tkou dobu, a co pak?To je probl\u00e9m, kter\u00fd si \u0159ada lid\u00ed, kte\u0159\u00ed si takto p\u016fj\u010duj\u00ed, aby vy\u0159e\u0161ili svou \u0161patnou finan\u010dn\u00ed situaci, neuv\u011bdomuje. D\u00edky tomu pak padaj\u00ed st\u00e1le hloub\u011bji do dluhov\u00e9 pasti, ze kter\u00e9 rozhodn\u011b nen\u00ed snadn\u00e9 se dostat.Proto, ne\u017e se pro takov\u00fdto krok rozhodnete, je mnohem lep\u0161\u00ed se po\u0159\u00e1dn\u011b rozmyslet, zda je to skute\u010dn\u011b to nejlep\u0161\u00ed mo\u017en\u00e9 \u0159e\u0161en\u00ed a zda nakonec nepovede ke zhor\u0161en\u00ed va\u0161\u00ed situace. Pak u\u017e toti\u017e bude pozd\u011b.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u00e1 p\u016fj\u010dka v exekuci smysl?","item":"https:\/\/www.fasc.cz\/ma-pujcka-v-exekuci-smysl\/#breadcrumbitem"}]}]