[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fasc.cz\/kdyby-neco-nevyslo\/#Article","mainEntityOfPage":"https:\/\/www.fasc.cz\/kdyby-neco-nevyslo\/","headline":"Kdyby n\u011bco nevy\u0161lo","name":"Kdyby n\u011bco nevy\u0161lo","description":"Mnoz\u00ed z na\u0161inc\u016f pr\u00fd navzdory v\u011b\u010dn\u00e9mu upozor\u0148ov\u00e1n\u00ed a varov\u00e1n\u00ed nemaj\u00ed nejen dostate\u010dn\u00e9, ale dokonce v\u016fbec \u017e\u00e1dn\u00e9 finan\u010dn\u00ed rezervy. \u017dij\u00ed od v\u00fdplaty k v\u00fdplat\u011b, a pokud by se snad m\u011blo n\u011bco nep\u0159edpokl\u00e1dan\u00e9ho st\u00e1t, bylo by zle.
 
 
 
 Pr\u00fd ka\u017ed\u00fd p\u00e1t\u00fd z n\u00e1s nem\u00e1 \u017e\u00e1dnou finan\u010dn\u00ed rezervu a m\u011bl by probl\u00e9my s \u0159e\u0161en\u00edm n\u011bjak\u00e9 nenad\u00e1l\u00e9 […]","datePublished":"2023-05-06","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.fasc.cz\/author\/#Person","name":"","url":"https:\/\/www.fasc.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fasc.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fasc.cz\/wp-content\/uploads\/img_a342218_w2737_t1555073645.jpg","url":"https:\/\/www.fasc.cz\/wp-content\/uploads\/img_a342218_w2737_t1555073645.jpg","height":0,"width":0},"url":"https:\/\/www.fasc.cz\/kdyby-neco-nevyslo\/","about":["Finance"],"wordCount":561,"articleBody":"Mnoz\u00ed z na\u0161inc\u016f pr\u00fd navzdory v\u011b\u010dn\u00e9mu upozor\u0148ov\u00e1n\u00ed a varov\u00e1n\u00ed nemaj\u00ed nejen dostate\u010dn\u00e9, ale dokonce v\u016fbec \u017e\u00e1dn\u00e9 finan\u010dn\u00ed rezervy. \u017dij\u00ed od v\u00fdplaty k v\u00fdplat\u011b, a pokud by se snad m\u011blo n\u011bco nep\u0159edpokl\u00e1dan\u00e9ho st\u00e1t, bylo by zle.
 
 
 
 Pr\u00fd ka\u017ed\u00fd p\u00e1t\u00fd z n\u00e1s nem\u00e1 \u017e\u00e1dnou finan\u010dn\u00ed rezervu a m\u011bl by probl\u00e9my s \u0159e\u0161en\u00edm n\u011bjak\u00e9 nenad\u00e1l\u00e9 situace. A je je\u0161t\u011b daleko v\u00edce t\u011bch, kdo nemaj\u00ed na\u0161et\u0159eno tolik, kolik by podle nich samotn\u00fdch na\u0161et\u0159eno m\u00edt m\u011bli.
 
 Osm a p\u016fl procenta na\u0161inc\u016f pr\u00fd m\u00e1 na\u0161et\u0159eno nanejv\u00fd\u0161 dvacet tis\u00edc korun, \u0161est a p\u016fl procenta do pades\u00e1ti tis\u00edc a o n\u011bco m\u00e1lo v\u00edce lid\u00ed do sta tis\u00edc a skoro jedna\u010dty\u0159icet procent p\u0159es sto tis\u00edc. 
 
 A ti hodn\u011b po\u010detn\u00ed ostatn\u00ed, jak ji\u017e zazn\u011blo, nemaj\u00ed nic. Navzdory tomu, \u017ee skoro v\u0161ichni uzn\u00e1vaj\u00ed, \u017ee by finan\u010dn\u00ed rezervu m\u00edt m\u011bli. Proto\u017ee jeden nikdy nev\u00ed, kdy p\u0159ijde o pr\u00e1ci nebo dlouhodob\u011b onemocn\u00ed, kdy se v dom\u00e1cnosti n\u011bco porouch\u00e1.
 
 
 \u010cty\u0159i z p\u011bti na\u0161inc\u016f by pr\u00fd v p\u0159\u00edpad\u011b probl\u00e9m\u016f zvl\u00e1dli p\u0159eklenout zl\u00e9 \u010dasy s \u010d\u00e1stkou kolem osmdes\u00e1ti tis\u00edc. Kter\u00e9 ale v\u011bt\u0161inou \u2013 jak zazn\u011blo \u2013 nemaj\u00ed.
 
 Nejh\u016f\u0159 jsou na tom, co se finan\u010dn\u00edch rezerv t\u00fdk\u00e1, mlad\u00ed lid\u00e9 a \u017eeny, u \u017een je dokonce v\u00edce ne\u017e polovina bez rezervn\u00ed koruny v kapse. A mlad\u00ed mezi osmn\u00e1cti a \u010dty\u0159iadvaceti lety maj\u00ed maxim\u00e1ln\u011b dvacet tis\u00edc a jejich star\u0161\u00ed spoluob\u010dan\u00e9 do \u010dty\u0159iat\u0159iceti let na tom nejsou o moc l\u00e9pe.
 
 V norm\u00e1ln\u00ed spole\u010dnosti by to v\u016fbec nikoho nemuselo zaj\u00edmat. Mohli bychom si jednodu\u0161e \u0159\u00edci, \u017ee je ka\u017ed\u00fd sv\u00e9ho \u0161t\u011bst\u00ed str\u016fjcem, a kdy\u017e se tito necht\u011bj\u00ed nebo nedok\u00e1\u017eou v\u00edce p\u0159i\u010dinit nebo uskromnit, a\u0165 si \u017eij\u00ed s t\u00edm neust\u00e1le nad nimi vis\u00edc\u00edm Damoklov\u00fdm me\u010dem. Je p\u0159ece demokracie a maj\u00ed na to pln\u00e9 pr\u00e1vo. Pr\u00e1vo na \u00fasp\u011bch a tak\u00e9 pr\u00e1vo na jeho prav\u00fd opak.
 
 Jen\u017ee jak se u n\u00e1s ka\u017ed\u00fd den uji\u0161\u0165ujeme, v norm\u00e1ln\u00ed spole\u010dnosti v tomto ohledu ne\u017eijeme. A proto ta v\u00fd\u0161e zm\u00edn\u011bn\u00e1 data pon\u011bkud stra\u0161\u00ed. Proto\u017ee jestli se z t\u011bch nezaopat\u0159en\u00fdch dostane do pot\u00ed\u017e\u00ed \u00fazk\u00e1 skupinka, je to jejich probl\u00e9m. Ale bude-li jich m\u00edt probl\u00e9my hodn\u011b \u2013 a v p\u0159\u00edpad\u011b ekonomick\u00fdch t\u011b\u017ekost\u00ed st\u00e1tu jich hodn\u011b bude \u2013 p\u0159isp\u011bje to bezpochyby k volebn\u00edm \u00fasp\u011bch\u016fm levicov\u00fdch populist\u016f. Kte\u0159\u00ed ty \u201echud\u00e1ky\u201c budou zachra\u0148ovat na \u00fakor t\u011bch, kdo se p\u0159i\u010dinili a mohou b\u00fdt prozat\u00edm zd\u00e1nliv\u011b v klidu.
 
 Jak u\u017e jsme to v posledn\u00edch letech za\u017eili. Vzpom\u00edn\u00e1te, \u017ee?
 
 Natisknou se pak dal\u0161\u00ed pen\u00edze, p\u0159id\u00e1 se t\u011bm \u201epot\u0159ebn\u00fdm\u201c. A prost\u0159ednictv\u00edm dan\u00ed a inflace budou za bl\u00e1zny nakonec ti, kdo si na\u0161et\u0159ili.
 
 Smutn\u00e9, ale je to tak.
                                                                                                                                                                                                                                                                                                                                                                                         4.4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdyby n\u011bco nevy\u0161lo","item":"https:\/\/www.fasc.cz\/kdyby-neco-nevyslo\/#breadcrumbitem"}]}]